Start your car shopping with a pre-approval to learn your buying power. Apply online and get a quick decision, all from the comfort of your home. Plus, you can take advantage of Ardent’s Auto Buying Concierge service for a hassle-free experience. Then, make your first payment 90 days1 down the road.

New car loans

• Finance up to 100% of new vehicles' value, plus tax, tags and warranty
• Terms up to 84 months for loan requests beyond $15,000
• Available for vehicles with fewer than 5,000 miles
• Same day approvals in most cases

Used car loans

• Finance up to 100% for vehicles up to seven years old (plus tax, tags and warranty) with terms up to 72 months
• Terms up to 84 months available for loan requests beyond $15,000
• Same day approvals in most cases
See our great rates, use our payment calculator and read our FAQs, here.

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Want some help?

Our free in-house Auto Buying Concierge service can help you with your car buying experience and save you money. 

Learn more about Auto Buying Concierge

1Members applying for an auto loan no later than March 31, 2018 may have the option to defer their first payment for 90-days from closing. Interest will continue to accrue during the deferral period and will be collected with your first loan payment.