The new year is a great time to assess your financial fitness. If you find yourself to be carrying the financial equivalent of a few “extra pounds,” now is the time to come up with a plan to get in shape. Consolidating your debt is the “eat less and exercise” option. Simple, but effective. Since everyone’s situation is different, we offer three options to consolidate your debt into one low payment. And unlike a physical fitness plan, you don’t even have to get off the couch to get started.

VISA BALANCE TRANSFER SIGNATURE LOAN HOME EQUITY LOAN
Description No fee balance transfer to a low, fixed-rate credit card Fixed-rate unsecured loan Fixed-rate loan secured by the equity in your home1
Best if... …you have high interest rate credit card balances …you’re looking to consolidate high interest rate debt without having to provide collateral ...you have equity in your home and want the lowest possible interest rate and monthly payment
Rate 1.99% APR2 for first 12 billing cycles for new cardholders; then a fixed rate as low as 9.99% APR2 As low as 8.49% APR2 with auto pay As low as 3.74% APR2 for 5 years
Loan Term Revolving Up to 72 months Up to 15 years
Features

• Credit limits up to $25,000

• No balance transfer fee

• Low introductory rate for new cards

• Fixed interest rate

• $500 minimum balance per transfer

• Borrow up to $25,000

• Quick application and funding

• No collateral required

• Fixed interest rate

• Fixed monthly payment

• No application or origination fee

• Borrow up to 95% of your home’s appraised value less what is owed

• Fixed interest rate

• Fixed monthly payment

• Low cost - $95 appraisal fee if amount borrowed is $250,000 or less

Learn more

Credit Cards

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Signature Loans

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Home Equity Loans

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What is the best option for me?

Just provide a little info and we'll help you figure it out.

 

 

1Properties eligible for a home equity loan are limited to owner-occupied, primary or 2nd/vacation homes.  Ineligible properties include, but are not limited to: investment property (defined as non-owner occupied property), a co-op, mobile home or manufactured housing.  Not available for homes currently for sale.

2APR = Annual Percentage Rate. Rates and terms are subject to change and credit approval.