1.99% APR1
SIX-month introductory rate

Earn points
with every purchase and balance transfer

Do justice to your finances with a better credit card.

The Philadelphia Bar Association, through Ardent Credit Union, offers the Philadelphia Bar Association Rewards Visa Credit Card, packed with advantages.

Earn points with every purchase and balance transfer, redeemable for gift cards, merchandise, and travel and vacation accommodations and transportation (airlines/cruises).

Transfer your high interest rate credit card balances with no balance transfer fee.2

  • ScoreCard rewards points
  • Bonus points eligibility with your first application2 
  • No annual, balance transfer, or cash advance fees
  • Free extended warranty protection
  • Free car rental insurance
  • $500,000 travel and accident insurance, including travel and emergency services

Apply for your Philadelphia Bar Association Rewards Visa Credit Card to enjoy the full benefits of Ardent Credit Union membership.

Apply Now

1APR=Annual Percentage Rate. During the introductory period of six billing cycles after you receive your card, the APR for purchases and balance transfers on Philadelphia Bar Association Rewards Visa Credit Card will be lower than its permanent APR. After the introductory period, your APR will be 8.49%, 11.99%, 14.99%, or 17.99%, based on your creditworthiness. The APR will vary with the market but no more than 18.00%, based on the Wall Street Journal Prime Rate Index, currently at 3.75%. Rates are subject to change at any time and are effective as of the 1st day of your next billing cycle.

2Qualified balance transfers of $5,000 or more earn 20,000 bonus points; additional 10,000 points earned for purchases of $1,000 or more. Current Ardent (Sb1) loans are not eligible for the balance transfer offer. Debit or cash advance transactions are not eligible. Cardholders must make their qualified purchases and balance transfers within 90 days from the date their Philadelphia Bar Association Rewards Visa Credit Card were issued. Allow 12 to 14 weeks for bonus points to post to your account after qualifying. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. The Philadelphia Bar Association Rewards Visa Credit Card is only available to dues-paying members of the Philadelphia Bar Association.