Choose your rewards and when to get them

You can choose what your reward will be and when to redeem for it. Every $1 you spend with your Ardent Platinum Visa® Credit Card will earn you 1 ScoreCard point. Then, redeem your points for:

  • Cash1
  • Merchandise
  • Travel
  • Music
  • Charity donations
  • Tickets
  • And much more…

Plus, you have access to two exciting new redemption options:

  • Premium Payback  – Redeem points for cashback on everyday purchases. Sign up and you’ll be automatically notified via text when you are able to redeem points for cash. All it takes is a text message to have your cashback deposited directly into your Ardent account.
  • Pay with Rewards from PayPal– Add your Ardent card to PayPal as your default payment and you can choose to pay with points at checkout.

You will have four years to redeem your points. Points expiring in the coming year are shown on Visa statement.

Do you (or your co-accountholder) have another Ardent Visa Platinum card or Ardent Visa Debit Card? If so, you can household those points and earn rewards faster. (Ardent Visa Debit Cards earn 1 ScoreCard point for every $2 you spend.)

To get started, create an account at and register your card. Once you are registered, you can browse the available rewards and make a wishlist.

1After selecting the redemption amount, your cash will automatically be deposited into your Ardent Savings Account.

  1. Go to
  2. Click Create Account
  3. Enter your Account info (Platinum Card Number), email address, billing zip code. Create a username and password and select three security quesions.
  4. Confirm your account using your email or phone number.
  5. You will receive an additional Account Verification the first time you attempt to log in. It will prompt you to select a one-time code to go to your email address on file or an automated call to your phone number on file.
  6. Once logged in, you can view your points total and shop rewards.