Skip to Main Content
Hold shift and hit enter to Skip to Online Banking
Kick off your Money Ninja career here

As a professional soccer goalie, Matt Freese trains hard to save goals for his team. When it comes to working on his savings goals, Matt gets an assist from the Ardent team.

Ardent’s Cash and Stash accounts help people ages 13 to 26 practice managing their money and making smart financial decisions. Then, check out our fun training videos for good advice about how to be next level with your money—and get a few LOLs while you’re at it.

Don’t wait until the 90th minute to learn about money. Be like Matt. Train with Ardent and become a Money Ninja.

Practice the money fundamentals.
Watch our free coaching videos.
Score rewards and great interest rates.
Ninja Skills Clinic
Cash Account
This is where your money gets real.

A spending account that’s one giant step toward adulting.

Features & Benefits
  • Exclusively for earners ages 13 to 26*
  • No monthly fee
  • No minimum balance
  • ATM refunds up to $12 each month
  • Free debit card to make purchases or get cash
  • Smartphone app to control your card, set spending limits and get alerts
  • Earn rewards points on debit card signature purchases
  • 24/7 access to accounts with eBanking by phone, tablet or computer
  • In-person transactions at any Ardent branch or Shared Branching locations
  • Comes with a Stash Account that earns interest
  • Open online or in branch
Open Account Today
Stash Account
This is where your money goes to grow.

A savings account that pays you to tuck it away for the future.

Features & Benefits
  • Exclusively for savers ages 13 to 26*
  • No monthly fee
  • No minimum balance
  • Pays high rate of interest on three tiers – the more you save, the more you earn
  • 24/7 access to accounts with eBanking by phone, tablet or computer
  • In-person transactions at any Ardent branch or locations in the Shared Branching network
  • Pair with the Cash Account for spending
  • Open online or in branch
Open Account Today