You need a place to call home and we’re ready to get started

Whether you’re tired of paying rent or it’s just finally time for a place of your own, we can help. We know this is your first home purchase, but it’s not ours and we want to share our knowledge with you. That’s why our Mortgage Specialists will spend time with you explaining the process, staying with you throughout and answering all of our your questions. And we offer a first-time homebuyer program designed to reduce the standard down payment requirements, provide monthly payment options that fit your budget and help you find a reliable agent to start your search – even earn discounts on closing costs!

Apply now to take advantage of:

  • Financing with as little as a 3% down payment for qualified borrowers
  • Same-day turnaround time on pre-approval applications
  • Terms available up to 30 years
  • Conventional mortgage alternatives to FHA Loans
  • Closing costs and down payment assistance for qualified borrowers with First Front Door
  • No pre-payment penalties
  • Find an agent and save on closing costs with HomeAdvantage
  • Reduced Private Mortgage Insurance (PMI ) premiums (for mortgages in excess of 80% Loan-to-Value)
  • Mortgage origination fee $895 (regardless of loan amount).  Other closing costs such as title insurance, appraisal and transfer tax are separate.
  • Financing available in all states except Texas and Puerto Rico
  • Simple online application process
     

Apply Now


Want to learn more?

Talk to us. Speak with a Mortgage Specialist at 800.806.9465 extension 75405 or email mortgage@ardentcu.org.


Watch our home buying videos

• Check Your Personal Finance
• Pre-approval Process
• Cost of Home Ownership
• Closing