We all have wish lists, but we don’t all have the cash on hand to pay for them. Whether it’s a “need” like college tuition or your first home or a “want” like a vacation or a new car, we sometimes have to approach major purchases as a financial goal that requires a plan to make it happen. Taking time to work through each step to create a plan will help to make sure you get what you wished for.

The freshness of spring motivates a lot of people to throw open the windows and doors, and do a thorough spring cleaning. It’s a great way to take stock of what you have, organize it so everything’s more accessible, and ditch the clutter that’s keeping you from enjoying your space. While you’re at it, why not dive into a bit of spring cleaning for your finances, too?

You have wants. You have needs. And you have two ways of paying for them – pull out the credit card or use the money you have set aside. Which would you prefer?

It’s a safe bet that most people would choose to have a stash of cash from which they could pay for everything from impulse purchases to long-term financial goals. But how do you save when there are bills to pay and the paycheck only goes so far?

Each day you provide personal information to companies with the expectation that they will protect it. Unfortunately, that trust is sometimes misplaced. It seems like the stories about data breaches keep popping up. While you can’t control the security companies put in place, you can take steps to limit the damage to you personally.

If you believe you may be the victim of a breach, here are some things you can do to protect yourself...

You’re never too young to learn about money. It’s important to have the right skills to save and buy the things you want. Here are some tips to help you become a money ninja!