Parents teach their kids lots of essential life skills, like crossing the street or riding a bike. But they often forget to talk about money, specifically how to manage it wisely. Many parents don’t even know where to start. But we are here to help with Phang’s Money Ninjas, our financial literacy program in partnership with The Philadelphia Union. After more than 40 years of offering financial education, we know how to break it down for kids with fun real life scenarios and engaging exercises. 
Our FREE money ninja training manual gives kids 8 years old and up a sound foundation in smart money management. Our ninja training manual teaches the basics of saving, borrowing, spending and protecting with tips that build strong financial habits.
Exclusive Ardent Credit Union offer1 for Phang Money NinjasGet a phan bobblehead when you complete your money ninja training. Get $1 for every Union goal in a home win(2)
Choose from a Rookie Account (age 12 and younger) or
Stash Account (age 13 to 26)
  • Earn a high rate of interest
  • No minimum balance
  • No monthly fee

Pick up the Phang’s Money Ninja Training Manual at the Ardent tent on Fan Plaza before any home match.3



1Offer only available to kids under age 19 completing their money ninja training course and presenting the completed Phang’s Money Ninjas training manual in any Ardent branch. Only one Phang’s Money Ninjas Training Manual per person ages 8-18. Initial deposit match bonus available only for new members. Matching initial deposit and $1 per goal are deposited into the Rookie or Stash account within 7 days of branch visit. Existing members with a Rookie or Stash account under age 19 completing the Phang’s Money Ninjas training manual and presenting it at any Ardent branch are eligible for the goal bonus. Rookie Accounts must be opened at an Ardent branch. Only Stash Accounts opened in an Ardent branch are eligible to earn the matching initial deposit bonus. Offer is subject to change at any time.
2$1 per goal bonus awarded when the accountholder stops into any Ardent branch within 7 calendar days of the match. Goal bonus paid for up to 5 goals per home match in the Union's 2022 season.
3No purchase necessary.