When you're looking to open a free checking account in Philadelphia, it’s essential to find one that provides everything you want and nothing you don't. We can confidently say that you shouldn’t look any further than Ardent Credit Union. Open a free checking account with our credit union and receive the following:

High-Interest with KASASA Cash®

  • 1.00% APY for balances up to $25,000
  • 0.25% APY for balances over $25,000
  • $25 ATM fee refunds
  • Plus, all Basic Checking features

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KASASA Cash Back®

  • 1.00% cash back, up to $8.00 per monthly statement cycle
  • $25 ATM fee refunds
  • Plus, most Basic Checking features

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Basic Checking

  • No minimum balance
  • No monthly service fee
  • Interest bearing
  • Includes a Visa Rewards check card
  • Visa Scorecard Rewards points
  • Free online banking and Bill Pay

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SecurLOCKTM

  • Turn your cards on and off
  • Receive instant transaction notification
  • Set transaction spending limits

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