Get out and play.

Apply Now

Get out and play.

Apply Now

Boat & Motorcycle Loans

Escape to the outdoors, and save money while you're at it.

Considering a Boat as your Future Purchase

Enjoy life on the water with our boat loan.

  • Minimum loan is $2,500
  • Financing for new boats available up to 90 percent of value
  • Financing for used boats available up to 90 percent of value for models up to seven years old
  • Terms up to 60 months

Two Wheels, One Loan for Motorcycles

It's time to cruise city streets and back roads. Our motorcycle loan gets your engine running. 

  • Minimum loan is $2,500
  • Financing available up to 100 percent of value for new and used motorcycles
  • Terms up to 60 months


Apply Now

Boat/Watercraft, RV/Motorhome, Motorcycle

Rates effective starting: October 26, 2026

Product1 APR (as low as)2 Maximum Term Monthly Cost Per $1,000
New Motorcycle 6.74% 60 months $19.69
Used Motorcycle 7.74% 60 months $20.16
New Boat/Watercraft 6.99% 60 months $19.80
Used Boat/Watercraft 7.24% 60 months $19.92
New/Used Motor Home 9.24% 180 months $10.30
New/Used Travel Trailer 8.74% 144 months $11.24

1A new vehicle is defined as 5,000 miles or less. A used vehicle is defined as model years covering the current calendar year and the past 7 calendar years.

2APR = Annual Percentage Rate. Ardent has a tiered loan rate policy which applies different loan rates to borrowers based upon the borrower's credit worthiness. Rates are subject to change at any time. Promotional rate discounts are subject to change at any time without notice. May not be combined with any other Ardent offer.