Borrow

    Access affordable funds for all your financial needs with Ardent’s full suite of consumer loan options. We offer competitive rates on auto, personal and student loans, as well as mortgages and home equity financing, credit cards and more. Buying your first home or a new car? Get guidance from our free First Home and Auto Buying concierge services.

    Vehicle Loans

    Auto Buying Concierge

    Don’t go it alone. Get free, one-on-one guidance from our car experts to unlock your best deal.

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    Car Loans

    Hit the road with our great auto loans. Finance new and used vehicles. Or refinance an existing car loan.

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    Boat & Motorcycle Loans

    Enjoy the outdoors with a flexible loan for new or used watercraft and motorcycles.

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    Recreational Vehicle Loans

    Calling all campers! Adventure is more accessible thanks to our low rates on RV and travel trailer loans.

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    First-Time Car Buyer

    Affordable fixed-rate financing with fewer roadblocks for the newest car buyers.

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    Home Loans

    First Home Concierge

    This free service is like GPS for first-time homebuyers. Get guidance, closing cost discounts and more.

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    Mortgages

    Apply for fixed or adjustable rate loans, jumbo loans or refinance your current home loan.

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    Home Equity

    Tap into your equity to tackle your next big expense with our home equity lines and loans.

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    Home Renovation

    Don’t just add a room. Raise your ceiling with our renovation loan that boosts your borrowing power.

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    Personal & Other Loans

    Personal Loans

    Apply for affordable financing for just about anything. Consolidate debt, make a major purchase and more.

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    Credit Cards

    Make an Ardent Visa® card you credit card of choice. Choose to earn rewards or something more basic.

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    Holiday Loan

    Build your holiday spending into your monthly budget with this low fixed-rate 12 month loan available until December 31, 2025.

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    Lend a Paw

    On-demand access to extra cash to help you pay for all the unexpected costs of being a pet parent.

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    Student Loans

    Access smart solutions to help you invest in your future. Choose low fixed or variable rates.

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    Student Loan Refinance

    Align your student debt repayment plan with your financial goals. Not the other way around.

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