Smart, affordable banking is worth sharing.
And now, sharing comes with benefits.
With our Referral Program, you can get rewarded with cash when you successfully refer someone who joins. As a thank you, we’ll give you $50 for every friend or family member who joins using your personal referral link and meets the referral requirements. We’ll welcome them with $50, too.
Why refer Ardent?
• Earn $50 for each successful referral
• Your friend earns $50 for joining
• Earn up to $500 per calendar year
• No limit on how many people you can refer
• Easy to share
July Contest: Refer and You Could Win $100
Got a friend who belongs on #TeamArdent? Refer them for a chance to win an extra $100. Leading up to I Love My Credit Union Day on July 31, we want to reward members who love Ardent enough to share with their friends.
Here’s how members can earn an entry:
- Register for our Refer-a-Friend program, if you haven't already.
- Share your unique referral link with a friend (You both must be 18 or older).
- Your friend opens a checking account using your link by July 29.
You’ll earn an entry for each friend. We'll randomly draw five winners and announce them on July 31.
That's on top of the $50 referral bonus you can earn when your friend completes the qualifying referral requirements.*
View the full contest rules here.
*Friend must complete 8 or more debit card purchases totaling at least $200 within the first 60 days of account opening.
How it works
Complete the following steps for you and your friend to receive $50 deposited into your Ardent accounts within 90 days of account opening.
- Enter your name, email and account number to register and generate your referral link
- Share your personalized referral link with friends and family
- Your friend accepts your referral by clicking on your link and providing their email address
- Your friend joins Ardent and opens a new checking account in branch or online using the same email address
- Your friend completes 8 or more debit card purchases totaling at least $200 within the first 60 days of account opening
Within a few days of registering for the Referral Program, you will receive a welcome email containing your link, so there’s no worry about losing it.
Get your Referral Link
Ready to share Ardently?
Click below to generate your personal referral link and start earning.
FAQs
To be eligible to earn a referral reward, the person you refer must be at least 18 years of age and not already an Ardent member.
Any individual age 18 or older who is a primary or joint owner on an Ardent deposit or loan account and has an email address on file can participate as long as the member’s accounts are in good standing.
Ardent employees and Board members are NOT eligible.
Ardent employees and Board members are NOT eligible.
There are multiple ways to qualify for Ardent membership, allowing almost anyone to join. For more information about becoming a member, visit our eligibility page.
You can refer as many people as you want, but you can earn rewards for up to 10 successful referrals per calendar year.
You earn $50 for each successful referral, up to $500 per calendar year.
To get your referral link, visit the registration page and complete the form. Your referral link will be provided instantly and it will be emailed to you. You can also access it online by returning to the registration page.
To ensure you get credit for your referrals, please register using the email address associated with your Ardent accounts.
To ensure you get credit for your referrals, please register using the email address associated with your Ardent accounts.
Your link will remain active as long as you are an Ardent member.
To be eligible for rewards, your friend must accept your referral by clicking on your personalized link and provide their email address. Then, they just need to provide the same email address when they join Ardent.
Your friend must accept your referral using your personalized link and provide their email address. They should use this same email address when joining Ardent and opening a new Ardent checking account. They must complete at least 8 debit card purchases totaling $200 or more within the first 60 days of account opening.
Your friend has 60 days from the qualified checking account opening to make at least 8 debit card purchases totaling at least $200.
Your friend must open one of the following to qualify: Cashback Checking, High-Yield Checking, Free Basic Checking or a Cash Account.
You will receive an email each time a referral is successful and telling you when the reward will be deposited into your account.
Rewards are deposited within 60-90 days of your friend’s account opening. This range includes the 60-day qualification period and a processing period of up to 30 days.
Your $50 reward will be deposited into the Ardent account you chose when you registered. Your friend’s reward will be deposited into their new checking account.