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It’s time you know money.
Become a Money Ninja

It’s not your house. It’s not your car. It’s not even really your phone. It’s the time in your life when you start to realize that most of the stuff you have isn’t actually yours. But with Ardent’s Cash and Stash accounts, you have the power to manage your own money and make your own decisions – along with some good advice about how to make the most of what you’ve got. Before long, you’ll be a money ninja.

Learn the money essentials.
Develop good money management habits.
Use tech to stay close to your money.
Ninja Training
Cash Account
This is where your money gets real.

A spending account that’s one giant step toward adulting.

Features & Benefits
  • Exclusively for earners ages 13 to 26*
  • No monthly fee
  • No minimum balance
  • ATM refunds up to $12 each month
  • Free debit card to make purchases or get cash
  • Smartphone app to control your card, set spending limits and get alerts
  • Earn rewards points on debit card signature purchases
  • 24/7 access to accounts with eBanking by phone, tablet or computer
  • In-person transactions at any Ardent branch or Shared Branching locations
  • Comes with a Stash Account that earns interest
  • Open online or in branch
Open Account Today
Stash Account
This is where your money goes to grow.

A savings account that pays you to tuck it away for the future.

Features & Benefits
  • Exclusively for savers ages 13 to 26*
  • No monthly fee
  • No minimum balance
  • Pays high rate of interest on three tiers – the more you save, the more you earn
  • 24/7 access to accounts with eBanking by phone, tablet or computer
  • In-person transactions at any Ardent branch or locations in the Shared Branching network
  • Pair with the Cash Account for spending
  • Open online or in branch
Open Account Today
Rookie Account
A great head start to a bright future.
Features & Benefits
  • Exclusively for savers ages 12 or younger*
  • No monthly fee
  • No minimum balance
  • Pays high rate of interest
  • 24/7 access to accounts with eBanking by phone, tablet or computer
  • In-person transactions at any Ardent branch or locations in the Shared Branching network
  • Open at any Ardent location
Visit a Branch to Open Today
For Parents

It’s like riding a bike or crossing the street. None of us is born knowing how to manage money. But if we don’t learn to do it the right way while we’re still young, there can be consequences later in life. That’s why Ardent is committed to helping young people – and the adults who love them – start the conversation about money.


 

Have more questions?
We are happy to provide answers. Just tell us how to reach you.

*Primary accountholders under age 18 require an adult co-owner on the account.