An array Philadelphia savings account resources

If you’ve got questions about how savings accounts work, Ardent is happy to assist with your journey by offering savings accounts geared to work in your favor with solid rates and no hassles. Once you've established your Ardent CU membership by opening a savings account with us, continue building for your future with our additional savings options.

Certificates of Deposits (CDs)

  • Minimum $100 initial deposit required on most terms
  • 11 different CD terms to choose from
  • Competitive rates in the region
  • No fees on minimum balance or more

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Flex CDs

  • Open with $100 deposit
  • Maximize your savings over the full term
  • Access up to 50 percent before term with no penalty
  • Unlimited deposits, anytime

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Savings Accounts

  • Establishes membership with Ardent CU
  • Open with a $5 minimum deposit
  • Deposit funds anytime

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Business Savings

  • $5 minimum to open
  • No monthly service charge
  • No minimum balance
  • Access to account information anytime, anywhere with eBanking

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Health Savings Account

  • Save for future medical expenses
  • Available to Ardent CU members enrolled in a High-Deductible Health Plan
  • Earns interest and features valuable tax advantages
  • No fees

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Club Accounts

  • Budget for special trips and holiday expenses
  • Steady growth
  • Limited access keeps your money working for you

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Money Market Account

  • Ideal blend of growth and liquidity
  • Access funds whenever necessary

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Education Savings Account

  • Save for the rising costs of higher education
  • Deposit up to $2,000 each year
  • Tax-free withdrawals when used for approved expenses

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IRAs

  • Augment your 401(k) retirement savings
  • Choose from IRA options with different tax advantages
  • Receive guidance from our retirement planning experts

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