Savings

Find savings accounts that help you meet your goals.

There is no one-size-fits-all approach to saving. That’s why we offer savings tools to help every type of saver get more from their money. From certificates that guarantee great rates to savings accounts that offer on-demand access to funds, there’s an Ardent savings account for you.

SaveUP Account
  • Tiered-rate savings account
  • Open with $5 of new money
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Certificates
  • 11 different terms
  • Open with as little as $100
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Money Market
  • Access funds whenever necessary
  • Open with $5,000
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Flex Certificate

  • Unlimited deposits, anytime
  • Access up to 50 percent before term ends with no penalty
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Rookie Account
  • Only for savers age 12 or younger
  • No monthly service fee and no minimum balance
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Stash Account
  • Exclusively for savers age 13 to 26*
  • No monthly service fee and no minimum balance
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BumpUP Certificate

  • 24-month term
  • One rate bump per term
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Business Savings
  • No monthly service charges
  • Earn on excess funds. Federally Insured.
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Health Savings

  • Save for future medical expenses
  • For members enrolled in High-Deductible Health Plans
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Club Savings
  • Budget for special trips, holidays or purchases
  • Encourages growth by limiting access
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Education Savings
  • Deposit up to $2,000 yearly
  • Tax-free withdrawals for education expenses
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