We understand you may need additional access to your savings at this time, so we are waiving penalties for early withdrawal on CDs opened prior to May 18, 2020 until further notice.

Ardent gives your money a better workout

We help strengthen your savings by providing you with different types of CDs with variety of terms ranging from three to 60 months to suit your needs. And, you have the peace of mind knowing that all your deposits are federally insured up to the maximum allowed by law.

  • Minimum $100 initial deposit required on most terms
  • 11 different CD terms to choose from
  • Competitive rates in the region
  • No fees on minimum balance or more

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Rates effective starting: 09.26.20
CD Minimum Balance $100 Annual Percentage Yield1 Interest Rate
3-month CD/IRA 0.10% 0.10%
6-month CD/IRA 0.15% 0.15%
12-month CD/IRA 1.00% 0.995%
18-month Flex CD3 0.25% 0.25%
18-month IRA Growth CD4 0.25% 0.25%
24-month CD/IRA 0.25% 0.25%
30-month IRA Growth CD4 0.25% 0.25%
30-month Flex CD3 0.25% 0.25%
36-month CD/IRA 0.25% 0.25%
48-month CD/IRA 0.25% 0.25%
60-month CD/IRA 0.25% 0.25%