Perfect for creating a rainy day fund

It's always good to have a backup plan. With our Money Market Account, you can stash away money to use when an emergency arises instead of taking on credit card debt. Among Pennsylvania credit union money market accounts, ours balances your need for strong rates with an ability to access your money anytime. The more you deposit, the more you'll earn.

  • No minimum balance to open
  • Higher balances earn higher interest rates
  • Interest compounded daily and paid monthly
  • Make unlimited deposits, anytime
  • Includes 24 free personalized checks
  • Write up to three checks per month
Tier Balance Annual Percentage Yield1 Dividend Rate
$0.00 to $2,499.99 0.10% 0.10%
$2,500 - $9,999.99 0.10% 0.10%
$10,000 - $24,999.99 0.10% 0.10%
$25,000 - $99,999.99 0.15% 0.15%
$100,000 and up 0.20% 0.20%

1Rates are subject to change without notice. 

Some restrictions do apply to the Ardent Money Market Account. Although you can make transfers to your Money Market Account in eBanking, account access is not available through ATMs or through Ardent's Bill Pay service. 

Up to six (6) preauthorized, automatic, telephone transfers or withdrawals may be made from each Money Market Account to another account or to a third party in any month, and no more than six (6) transfers may be made by check, draft, or debit card to a third party. Any checks drawn on your Money Market Account must be for an amount of $250 or more. If you exceed these limitations, your account may be subject to a fee or be closed. 

There is no minimum balance required to open or start earning interest on an Ardent Money Market Account.

If you make in excess of 6 transactions per month (writing checks, transfers) or you draw checks in an amount less than $250, your account will be subject to fees. Fees could reduce the earnings on the account. 

Money Market dividends are calculated monthly on your entire balance in the tier your balance falls in for that month. For example, if your balance is $15,500.00 for the first 15 days in the month, you will earn the dividend rate for tier 2 on the entire balance in the account, for 15 days. If your balance is $7,500.00 for the last 15 days of the month, you will earn the dividend rate for tier 1 on the entire balance in the account for 15 days.

Money Market 25K Accounts

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