We will be closed on Monday, October 12 for the holiday.
For 24/7 banking, shared branches, and ATM locations, visit ardentcu.org/locations.
Savings Accounts
Build a solid foundation and gain access to other products.
The first step toward improved finances
We're here to help you enjoy a better life financially, and it all starts with our Pennsylvania credit union savings account. Opening your Savings Account establishes your Ardent CU membership and gives you access to all of our valuable products and services. With the Savings Account, your money will grow steadily at a competitive rate, creating a solid foundation for your finances.
- Open with a $5 minimum deposit
- Grow your money at a solid rate
- Easy access to your money
Savings
Rates effective starting: October 6, 2026
| Product | Minimum to Open | Annual Percentage Yield1 | Interest Rate |
|---|---|---|---|
| Ardent Savings | $5.00 | 0.01% | 0.01% |
| Business Savings Account (up to $250,000) | $5.00 | 0.01% | 0.01% |
| Business Savings Account (over $250,000) | $5.00 | 0.01% | 0.01% |
| Holiday/Vacation/Savings Goal Club | $5.00 | 0.01% | 0.01% |
| Health Savings Account | $0.00 | 0.01% | 0.01% |
| Rookie Account– ages 0-12 | $5.00 | 1.00% | 0.995% |
| Stash Account – ages 13-26 (up to $2500) | $5.00 | 1.50% | 1.485% |
| Stash Account– ages 13-26 (up to $5000) | $5.00 | 2.00% | 1.980% |
| Stash Account– ages 13-26 (over $5000) | $5.00 | 2.50% | 2.465% |
| SaveUP Account ($0-$25,000.00) | $5.00 | 0.85% | 0.850% |
| SaveUP Account ($25,000.01-$50,000.00) | $5.00 | 0.85% | 0.850% |
| SaveUP Account ($50,000.01-$100,000.00) | $5.00 | 0.85% | 0.850% |
| SaveUP Account ($100,000.01-$500,000.00) | $5.00 | 1.40% | 1.390% |
| SaveUP Account ($500,000.01 -$1,000,000) | $5.00 | 3.30% | 3.250% |
1Rates are subject to change at any time without notice. Membership eligibility and requirements apply. Fees may reduce earnings.