Undergraduate Student Loan

We all know the importance of higher education and earning a college degree. Investment in higher education could yield high returns – for you career, your future, and your overall financial wellness.

And just like most, the path to higher education is not without a student loan. A student loan provides you the peace of mind that your education is paid for while you work toward getting your degree.

Ardent Undergraduate Private Education Line-of-Credit

  • Variable rates
  • Flexible repayment and in-school deferment options
  • Easy online application and instant credit decision
  • Convenient line of credit structure allows you to get funding for your entire undergraduate career with just one application
     

Apply Today

*The APR for our undergraduate private education line-of-credit is variable and is based on the Prime index, plus a margin. The margin rate currently ranges between 3.00% and 5.00%, depending on the borrower’s or co-borrower's credit score at the time of application. The 'floor' rate for the loan will be 6.00%, meaning that your interest rate will never fall below this 'floor' rate.

Rates effective starting: 04.13.21
Product APR1 Maximum term Monthly Cost
(per $1,000)
Student Loan (Undergraduate) As low as 6.25%2
Student Loan Refinance (Variable) 2.49% - 4.99% 5 years $17.77 – $18.91
Student Loan Refinance (Variable) 3.64% - 6.14% 10 years $9.97 – $11.21
Student Loan Refinance (Variable) 3.89% - 6.39% 15 years $7.36 – $8.68
Student Loan Refinance (Fixed) 2.99% - 5.99% 5 years $17.99 – $19.38
Student Loan Refinance (Fixed) 4.14% -6.64% 10 years $10.21 – $11.46
Student Loan Refinance (Fixed) 4.39% - 6.89% 15 years $7.61 – $8.89