Ardent has always believed strongly in giving back to our members and the communities we serve. The Ardent Credit Union Scholarship Program, created in 2011, has awarded more than $65,000 to members wishing to further their education.  The 2019 program will award a total of $11,500 in scholarships to 10 members who demonstrate credit union participation, academic excellence or accomplishments.


The 2019 Scholarship deadline has passed.

You are eligible to apply if you are a primary member of Ardent with your own account.  If you are not a member, you may be eligible to join Ardent and apply. Your accounts (checking, ATM, savings, etc.) must be in good standing, with no delinquent or charged-off loans.

Also, you must be a graduating high school senior who will be attending a full-time course of study at an accredited two (2) or four (4) year college, university, trade, technical, or business school during the 2019-2020 school year.

Ardent will award one (1) $2,500 scholarship and nine (9) $1,000 Scholarships.  Awards are distributed through the schools’ financial aid office.

  • You must be a member of Ardent Credit Union and have membership in your own name.
  • Employees, board members, volunteers and their families are not eligible to apply.
  • Have a minimum cumulative Grade Point Average (GPA) of 3.0 (B average). If grades are not determined on a 4.0 scale, grading equivalency will be used to determine eligibility.
  • Be a high school senior who has been formally accepted into an accredited two or four year college, university, trade, technical, or business school during the 2018-2019 school year.
  • Demonstrate community service, take on responsibilities within the family, and/or maintain a part-time job.
  • Complete all items on the scholarship eligibility checklist.

Filing deadline for the Ardent Credit Union Scholarship is April 15, 2019.

Transcripts can be attached to the application, emailed to or mailed to:

Ardent Credit Union
Scholarship Committee
1500 Spring Garden St, Suite 500
Philadelphia, PA 19130

Choose one from the topics below:

  1. Some students have a background, identity, interest, or talent that is so meaningful they believe their application would be incomplete without it. If this sounds like you, then please share your story.
  2. The lessons we take from failure can be fundamental to later success. Recount an incident or time when you experienced failure. How did it affect you, and what did you learn from the experience?
  3. Reflect on a time when you challenged a belief or idea. What prompted you to act? Would you make the same decision again?
  4. Describe a problem you've solved or a problem you'd like to solve. It can be an intellectual challenge, a research query, or an ethical dilemma - anything that is of personal importance, no matter the scale. Explain its significance to you and what steps you took or could be taken to identify a solution.
  5. Discuss an accomplishment or event, formal or informal, that marked your transition from childhood to adulthood within your culture, community, or family.

For your 2nd essay, please elaborate on the following scenario.  You and a friend would like to start building your credit.  Discuss with your friend what good credit is, ways to start building credit, how Ardent may help, and the benefits earned by having good credit. 

Each essay should be a maximum of 500 words, typed in 12-point font, be double-spaced and have one-inch margins. Please submit with your application, and ensure your name appears on all pages.

Ardent is committed to social responsibility, and we take pride in helping our members achieve their goals. Scholarships are awarded based on the criteria provided, school activities, volunteer activities/employment, and content of two essay responses (mechanics, style, grammar, and originality). Life experience will be a contributing factor. Scholarship recipients are selected without regard to race, color, religion, marital status, national origin, veteran status, gender, or handicap. Scholarship finalists may be interviewed by members of the scholarship committee. All decisions by the scholarship committee are final and not open to contest.

Judging will be conducted by a scholarship committee consisting of selected volunteers from the Ardent Credit Union community. The primary intent of the Committee is to discover well-rounded and education-oriented individuals and assist them in advancing their education. 

All winners will be notified by via mail the end of May.  At that time, we will verify to which school the scholarship will be sent.  Awards are sent directly to the candidates matriculating school.

Scholarship Eligibility Checklist

Please ensure you have the documentation listed below before clicking Apply for a Scholarship. You will be asked to attach all files, except Transcripts and Recommendations. 

  • Two essays
  • Verification of your acceptance to an accredited two or four year college, university, trade, technical or business school
  • Professional photo
  • Official high school transcript reflecting your current G.P.A. and grade level (can be attached, emailed or mailed, see the Timing/Filing tab above)
  • Two Recommendations 


Note: Incomplete applications, or applications that do not meet eligibility requirements, will not be considered for scholarship award.

Questions? Contact Diane at or 800.806.9465 ext 7783