Ardent mortgages help improve your life

Buying a home is a major milestone, and when you’re ready for that long-term commitment,  Ardent is here to help you navigate through the mortgage process.

We have a variety of financing options for you to choose from and our array of mortgages can be structured to help serve your best interests. If you have questions, you may contact any one of our helpful mortgage originators via email at To view a list of our current mortgage originators, simply click here, and type “Ardent Credit Union.”

Fixed-Rate Mortgages

Budget with certainty when your interest rate and principal payment never change.

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Adjustable-Rate Mortgages

Take advantage of lower initial interest rates compared to fixed-rate options.

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New Construction Loans

Finance the home of your dreams at a competitive rate.

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Balloon Loans

Monthly payments remain much lower at the beginning of the term.

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Jumbo Loans

Look to Ardent when you need to borrow beyond the $417,000 conventional limit.

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First-Time Homebuyers

Lower down payment requirements open the door to homeownership.

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