Mortgages are a pretty big deal.  So are you.

Whether you’re buying that first home, refinancing your current one or finally getting that condo overlooking the beach, we have the know-how and finance options to make it happen! 

Why choose Ardent?  Well, we offer low rates, flexible underwriting, an abundance of terms and product types, low down payment options and more.  But just about every mortgage lender says the same thing.  What’s so special about us? 

In a word: You.  As part of a member-owned Credit Union, you aren’t just an application number or a ‘one-and-done’ transaction.  We’re devoted to helping you achieve all of your financial goals.  Free of charge, we offer financial literacy programs (BALANCE) to help you set (or tweak) your monthly budget.  We can also get you access to the most up-to-date real estate listings and even help with finding a trusted real estate agent in your area (which can save you money on closing costs!).  It’s the little things that can add up to make a big difference. 

You’re going to have questions – and you should!  To get the answers you need, feel free to contact Lynnette Dykes (ext 7796) and Damien Manno (ext 7798) at

To view a list of our current mortgage originators, simply click here, and type “Ardent Credit Union.”

Fixed-Rate Mortgages

Move over, Death and Taxes!  Budget with certainty when your interest rate and Principal & Interest payment never change.

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Adjustable-Rate Mortgages

The boogeymen of mortgage financing… or are they?

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Second Homes

You’ve finally found the perfect spot to unwind every year.  Quit booking & start looking for a place of your own!

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Jumbo Loans

For when your Home-Sweet-Home financing exceeds $453,100.  Yes, the number is really that specific (for most places). 

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First-Time Homebuyers

Are you ready to take the plunge?  Let’s find out!

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Relocation Mortgages

That sweet job offer is just what you’ve been working towards, but where will you live?  Let’s figure it out together!

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