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Mortgages

Homebuying starts here

Whether you’re a first-time homebuyer, ready to refinance or considering a second home, we’re here to help every step of the way. Wherever you are on your homeownership journey, we offer a home loan with competitive rates and flexible term options to meet your needs.

Not sure which home loan is right for you or where to begin? Ardent experts can answer all your questions. Contact our mortgage specialists¹ at mortgage@ardentcu.org.

¹Look up your mortgage specialist in the nationwide licensing system here.

Fixed-Rate Mortgages

Enjoy the certainty of predictable payments and a low rate that never changes.

Adjustable-Rate Mortgages

Unlock the financial flexibility and potential savings of a variable interest rate.

Mortgage Refinancing

Give yourself and your home a fresh start with a new rate and term.

Jumbo Loans

For when it’s time to think big. Like home financing over $766,550 big.

Second Homes

It’s a vacation home. Financing it should be relaxing, too.

Investment Properties

Nest, meet nest egg. Finance residential rental properties.

Start shopping with your financing locked in.

First-Time Homebuyer

Find guidance, discounts and more with our free First Home Concierge.

Find a Real Estate Agent

Get Rewarded for Selling or Buying with HomeAdvantage.