Most major car repairs occur after the factory warranty period ends. Without a Vehicle Service Agreement (VSA) — you may wind up paying for unexpected and expensive repairs. As a result, extended coverage for auto repairs has become a necessity. Ardent Credit Union has teamed up with IWS to provide you with a more affordable means of protection for your new or eligible pre-owned vehicle. Check with your loan officer about your options and learn how you could save up to 50% off dealer pricing. You may be eligible for coverage even if you don’t currently have an auto loan with Ardent Credit Union. Here are some of the many benefits: Low Deductible Nationwide protection for new and eligible pre-owned cars, 12 years old and newer, with up to 125,000 miles on the odometer Transferable Warranty Towing up to $100 (max per claim) Car Rental up to $500 ($50/day up to 10 days) Trip Interruption Expenses up to $300 ($100 a day up to 3 days) Travel Expenses up to $225 Increased Vehicle Resale Value 60-day cancellation option with 100% refund Roadside Assistance up to $80 (per incident**) Flat tire Fluid delivery Jumpstart Lock-out protection Plus, the following new options are now available Accidental Loss Refund* (optional coverage to protect against total loss due to collision or acts of nature only) KeyGuard* (optional coverage for key/transponder replacement) Powersports Warranty Option for motorcycles, All Terrain Vehicles (ATVs), personal watercraft and snowmobiles. You can even get your FREE Quote Online, or speak with any of our Loan Representatives for more information.