Most major car repairs occur after the factory warranty period ends.  Without a Vehicle Service Agreement (VSA) — you may wind up paying for unexpected and expensive repairs.  As a result, extended coverage for auto repairs has become a necessity.  Ardent Credit Union has teamed up with IWS to provide you with a more affordable means of protection for your new or eligible pre-owned vehicle.

Check with your loan officer about your options and learn how you could save up to 50% off dealer pricing. You may be eligible for coverage even if you don’t currently have an auto loan with Ardent Credit Union.

Here are some of the many benefits:

  • Low Deductible
  • Nationwide protection for new and eligible pre-owned cars, 12 years old and newer, with up to 125,000 miles on the odometer
  • Transferable Warranty
  • Towing up to $100 (max per claim)
  • Car Rental up to $500 ($50/day up to 10 days)
  • Trip Interruption Expenses up to $300 ($100 a day up to 3 days)
  • Travel Expenses up to $225
  • Increased Vehicle Resale Value
  • 60-day cancellation option with 100% refund
  • Roadside Assistance up to $80 (per incident**)
  • Flat tire
  • Fluid delivery
  • Jumpstart
  • Lock-out protection

Plus, the following new options are now available

  • Accidental Loss Refund* (optional coverage to protect against total loss due to collision or acts of nature only)
  • KeyGuard* (optional coverage for key/transponder replacement)
  • Powersports Warranty Option for motorcycles, All Terrain Vehicles (ATVs), personal watercraft and snowmobiles.
  • You can even get your FREE Quote Online, or speak with any of our Loan Representatives for more information.