Ardent CU membership starts here.

Ardent CU membership starts here.

Savings Accounts

Build a solid foundation and gain access to other products.

The first step toward improved finances

We're here to help you enjoy a better life financially, and it all starts with our Pennsylvania credit union savings account. Opening your Savings Account establishes your Ardent CU membership and gives you access to all of our valuable products and services. With the Savings Account, your money will grow steadily at a competitive rate, creating a solid foundation for your finances.

  • Open with a $5 minimum deposit
  • Grow your money at a solid rate
  • Easy access to your money

Savings

Rates effective starting: December 5, 2024

Product Minimum to Open Annual Percentage Yield1 Interest Rate
Ardent Savings $5.00 0.01% 0.01%
Business Savings Account (up to $250,000) $5.00 0.01% 0.01%
Business Savings Account (over $250,000) $5.00 0.01% 0.01%
Holiday/Vacation/Savings Goal Club $5.00 0.01% 0.01%
Health Savings Account $0.00 0.01% 0.01%
Rookie Account– ages 0-12 $5.00 1.00% 0.995%
Stash Account – ages 13-26 (up to $2500) $5.00 1.50% 1.485%
Stash Account– ages 13-26 (up to $5000) $5.00 2.00% 1.980%
Stash Account– ages 13-26 (over $5000) $5.00 2.50% 2.465%
SaveUP Account ($0-$25,000.00) $5.00 1.05% 1.045%
SaveUP Account ($25,000.01-$50,000.00) $5.00 1.15% 1.140%
SaveUP Account ($50,000.01-$100,000.00) $5.00 1.25% 1.240%
SaveUP Account ($100,000.01-$500,000.00) $5.00 1.90% 1.880%
SaveUP Account ($500,000.01 -$1,000,000) $5.00 4.000% 3.925%

1Rates are subject to change at any time without notice. Membership eligibility and requirements apply. Fees may reduce earnings.