Between August 1 and October 31, you’ll be entered to win great prizes every time you make a non-PIN purchase with your Ardent Visa® debit card in the ScoreBIG Sweepstakes. The top prize is 1 million ScoreCard Bonus Points for you to spend as you wish. See official rules.

Your Ardent debit card has a lot to offer. Greater access. Better control. Serious security. Contactless payment options. And lots of rewards. 

Access to your accounts. Use your card to get cash when you need it. You can use your debit card to make in-store purchases and ask for cash back when you are at the register.  You can also access cash at more than 85,000 surcharge-free ATMs nationwide.  Make deposits at deposit-taking ATMs. Check your account balance and make transfers. 

Stay in control. Download our free SecurLOCK app to be the boss of your card. Turn your debit card on and off with one click. Receive instant transaction alerts. Set spending and geographic limits.

Security on steroids. Proactive fraud monitoring will alert you to unusual activity. And know that you are protected by zero liability coverage should you experience fraud. 

Pay without your card leaving your hand. With Apple Pay®, Google Pay™ and Samsung Pay, your phone becomes your digital wallet. Pay in-store, online or send and receive money from friends. Plus,  know your purchases are secure since they are made with a one-time code that doesn’t share your name, card number or security code.

It’s three simple steps to get started:

In store, unlock your phone and hold your phone over the payment terminal. (All contactless!) Online, choose Apple Pay, Google Pay or Samsung Pay at checkout. 

So. Many. Rewards. Automatically earn 1 reward point for every $2 you spend when you choose CREDIT or “Visa® Credit” at check out. (Purchases with Apple Pay, Google Pay and Samsung Pay earn points, too!) Then, redeem those points for travel and hundreds of other items. Plus, you can earn 1% cashback (up to $8 per month) with a Cashback Checking account.

Need a new debit card? Get a card instantly at any one of our convenient branch locations. Or call us at 800.806.9465 to receive one by mail.

No, you’ll earn points every time you shop! You’ll only need to register to redeem your points. 

It’s easy to see how your reward points are adding up!  Visit, register your card, create a login ID and password.

You will also see your points on your monthly statement.

Visit and search the merchandise, travel and experience rewards available! Choose from top name brand name items, vacation getaways, fun experiences and even charities.  Reward options are continually updates, so you'll always have something new to choose.