Ardent has always believed strongly in giving back to our members and the communities we serve. The Ardent Credit Union Scholarship Program, created in 2011, has awarded more than $100,000 to graduating high school seniors wishing to further their education. The 2021 program will award scholarships to 12 members, who demonstrate academic excellence, actively volunteer, participate in extracurricular activities or show other accomplishments.


Two groups of students are eligible – 2021 graduating high school senior and 2020 high school graduates who took a gap year. In either case, the student must be attending a full-time course of study at an accredited two (2) or four (4) year college, university, trade, technical, or business school starting their first year in the fall of the 2021-2022 school year.

Ardent will award twelve (12) $1,000 Scholarships.  Awards are distributed through the schools’ financial aid office.

  • You must be a member of Ardent Credit Union and have membership in your own name.
  • Employees, board members, volunteers and their families are not eligible to apply.
  • Have a minimum cumulative Grade Point Average (GPA) of 3.0 (B average). If grades are not determined on a 4.0 scale, grading equivalency will be used to determine eligibility.
  • Be a student who has been formally accepted into an accredited two or four year college, university, trade, technical, or business school for the 2021-2022 school year.
  • Be a 2021 graduating high senior or a 2020 graduate who took a gap year starting their first year in the fall of 2021.
  • Demonstrate community service, take on responsibilities within the family, and/or maintain a part-time job.
  • Complete all items on the scholarship eligibility checklist.

Filing deadline for the Ardent Credit Union Scholarship is March 31, 2021.

Transcripts can be attached to the application, emailed to or mailed to:

Ardent Credit Union
Scholarship Committee
1500 Spring Garden St, Suite 500
Philadelphia, PA 19130

Choose one from the topics below:

1. Some students have a background, identity, interest, or talent that is so meaningful they believe their application would be incomplete without it. If this sounds like you, then please share your story.

2. The lessons we take from obstacles we encounter can be fundamental to later success. Recount a time when you faced a challenge, setback, or failure. How did it affect you, and what did you learn from the experience?

3. Reflect on a time when you questioned or challenged a belief or idea. What prompted your thinking? What was the outcome?

4. Describe a problem you've solved or a problem you'd like to solve. It can be an intellectual challenge, a research query, an ethical dilemma - anything that is of personal importance, no matter the scale. Explain its significance to you and what steps you took or could be taken to identify a solution.

5. Discuss an accomplishment, event, or realization that sparked a period of personal growth and a new understanding of yourself or others.

6. Describe a topic, idea, or concept you find so engaging that it makes you lose all track of time. Why does it captivate you? What or who do you turn to when you want to learn more?

The essay should be a maximum of 500 words, typed in 12-point font, be double-spaced and have one-inch margins. Please submit with your application, and ensure your name appears on all pages.

Ardent is committed to social responsibility, and we take pride in helping our members achieve their goals. Scholarships are awarded based on the criteria provided, school activities, volunteer activities/employment, and content of one essay response (mechanics, style, grammar, and originality). Life experience will be a contributing factor. Scholarship recipients are selected without regard to race, color, religion, marital status, national origin, veteran status, gender, or handicap. Scholarship finalists may be interviewed by members of the scholarship committee. All decisions by the scholarship committee are final and not open to contest.

Judging will be conducted by a scholarship committee consisting of selected volunteers from the Ardent Credit Union community. The primary intent of the Committee is to discover well-rounded and education-oriented individuals and assist them in advancing their education. 

All winners will be notified by via mail the end of May. At that time, we will verify to which school the scholarship will be sent.  Awards are sent directly to the candidates matriculating school.

Scholarship Checklist

Please ensure you have the documentation listed below before clicking Apply for a Scholarship. You will be asked to attach all files, except Transcripts and Recommendations. 

  • One essay
  • Verification of your acceptance to an accredited two or four year college, university, trade, technical or business school
  • Official high school transcript reflecting your current G.P.A. and grade level (can be attached, emailed or mailed, see the Timing/Filing tab above)
  • Two Recommendations 

Note: Incomplete applications, or applications that do not meet eligibility requirements, will not be considered for scholarship award.

Questions? Contact us at or 800.806.9465