Platinum 2x Cash Back Boost
Earn double cash back on dining, gas and rides
Trips to the shore. Weekend coffee walks. Everyday summer spending can add up fast. And with prices on the rise, we think your cash back rewards should get a boost, too.
From June 1 through August 31, Ardent Visa® Platinum Credit Cards will pay a boosted 3.00% cash back (instead of the normal 1.50%) on purchases in the following three categories:
- Dining: restaurants, delivery, coffee shops, fast food and bars
Examples include DoorDash®, Uber Eats®, Starbucks®, Dunkin’®
- Transportation: rideshares, trains, tolls, shipping and more
Examples include Uber, Lyft, E-ZPass®, SEPTA, Amtrak®
- Automobile/Vehicle expenses: gas, EV charging and more
Examples include Wawa®, ChargePoint, Tesla Supercharger
Plus, you will continue earning unlimited 1.50% cash back on all purchases in other categories with Platinum.
The best part? The 2x cash back boost applies automatically. There’s nothing you need to do besides remember to pay with Platinum.
1. Add your card to your mobile wallet for easy access
Tap to pay quickly at restaurants, gas stations, and transit locations—and earn 3.00% cash back on eligible purchases during the campaign.
2. Make Platinum your default payment in your go-to apps
Use your card in apps like Starbucks, Uber, Lyft, E-ZPass, DoorDash, Wawa®, and more, so you can earn boosted cash back automatically when you buy.
Then, earn boosted cash back again and again.
Don't have Platinum yet?
Get rewarded for every purchase. No complex rules to remember or tricky redemption, just a simple credit card built to earn you more on your everyday purchases.
- RATE Annual Percentage Rate
- Unlimited 1.50% cash back on purchases with no limit
- Quick and easy redemption into your Ardent checking and savings
FAQs
No. The 2x cash back boost applies automatically from June 1 through August 31, 2026 when you use your Ardent Visa® Platinum Credit Card on eligible dining, transportation and automobile-related purchases.
Some merchants may process purchases under a category that does not qualify for the promotion. Category assignments are determined by the card network, not Ardent.
No. There is no cap on the amount of 3.00% cash back you can earn in eligible categories during the promotional period.
Yes. Eligible purchases made using your Platinum Card through a mobile wallet like Apple Pay, Google Pay or Samsung Wallet will still earn boosted cash back. Adding your Platinum Card to your mobile wallet is a great way to make sure you’re always ready to earn boosted cash back.
To redeem any cash back earned from using your Platinum card, you must first register for the Ardent Cash Back Rewards Cashback Mall. Then do the following:
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Log into the Cashback Mall with your username and password.
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Click Redeem from the top menu.
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Enter your checking or savings account number and the amount you’d like to redeem.
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Click Redeem.
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Review and confirm your redemption.
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Your cash back will be deposited in your account within a few business days.
You will also see your available cash back in the top right corner of the Cashback Mall next to your username. To see a history of your cash back earnings and redemptions, click on the arrow next to your cash back and select Profile.
Cash back is earned daily and earnings are typically posted within a few business days after your purchase transaction is processed. Check your Ardent Cash Rewards totals by registering for and logging into the Cashback Mall. Once logged in, click Redeem to view your current earnings. From there, you can choose to redeem your cash back directly into an Ardent account.
Earn 3% cash back this summer on all purchases made with your Platinum Card in the following categories:
• Dining: restaurants, delivery, coffee shops, fast food and bars
• Transportation: commuting, rideshares, trains, tolls, shipping and more
• Automobile/Vehicle expenses: gas stations, EV charging and more
After August 31, these categories will revert to earning 1.50% cash back.
Your cash rewards are available for redemption for two full years after the year it is earned. For example, cash earned in November 2023 will expire on December 31, 2025.